| アイテムタイプ |
デフォルトアイテムタイプ(フル)その2(1) |
| 公開日 |
2017-05-20 |
| タイトル |
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|
タイトル |
A new approach to measuring competition in the loan markets of the euro area |
|
言語 |
en |
| 作成者 |
Leuvensteijn, Michiel van
Bikker, Jacob A.
Rixtel, Adrian A.R.J.M. van
Kok-Sørensen, Christoffer
|
| 寄与者 |
|
|
寄与者タイプ |
Editor |
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|
姓名 |
Center for Economic Institutions, Institute of Economic Research, Hitotsubashi University |
|
|
言語 |
en |
| アクセス権 |
|
|
アクセス権 |
open access |
|
アクセス権URI |
http://purl.org/coar/access_right/c_abf2 |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
Banking industry |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
competition |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
loan markets |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
marginal costs |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
market shares |
| 内容記述 |
|
|
内容記述タイプ |
Other |
|
内容記述 |
May, 2007 |
|
言語 |
en |
| 内容記述 |
|
|
内容記述タイプ |
Other |
|
内容記述 |
References: p. 27-28 |
| 内容記述 |
|
|
内容記述タイプ |
Abstract |
|
内容記述 |
This paper is the first that applies a new measure of competition, the Boone indicator, to the banking industry. This approach is able to measure competition of bank market segments, such as the loan market, whereas many well-known measures of competition can consider the entire banking market only. A caveat of the Boone-indicator may be that it assumes that banks generally pass on at least part of their efficiency gains to their clients. Like most other model-based measures, this approach ignores differences in bank product quality and design, as well as the attractiveness of innovations. We measure competition on the lending markets in the five major EU countries as well as, for comparison, the UK, the US and Japan. Bearing the mentioned caveats in mind, our findings indicate that over the period 1994-2004 the US had the most competitive loan market, whereas overall loan markets in Germany and Spain were among the best competitive in the EU. The Netherlands occupied a more intermediate position, whereas in Italy competition declined significantly over time. The French, Japanese and UK loan markets were generally less competitive. Turning to competition among specific types of banks, commercial banks tend to be more competitive, particularly in Germany and the US, than savings and cooperative banks. |
| 出版者 |
|
|
出版者 |
Institute of Economic Research, Hitotsubashi University |
| 日付 |
|
|
日付 |
2007-06 |
|
日付タイプ |
Issued |
| 言語 |
|
|
言語 |
eng |
| 資源タイプ |
|
|
資源タイプ識別子 |
http://purl.org/coar/resource_type/c_18gh |
|
資源タイプ |
technical report |
| 出版タイプ |
|
|
出版タイプ |
VoR |
|
出版タイプResource |
http://purl.org/coar/version/c_970fb48d4fbd8a85 |
| 関連情報 |
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|
関連タイプ |
isPartOf |
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|
関連名称 |
CEI Working Paper Series ; No. 2007-6 |
| 関連情報 |
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|
識別子タイプ |
URI |
|
|
関連識別子 |
http://cei.ier.hit-u.ac.jp/index.html |
| 収録物識別子 |
|
|
収録物識別子タイプ |
NCID |
|
収録物識別子 |
AA11590659 |
| ページ数 |
|
|
ページ数 |
31 |
| JEL |
|
|
値 |
D4 |
| JEL |
|
|
値 |
G21 |
| JEL |
|
|
値 |
L1 |