| アイテムタイプ |
デフォルトアイテムタイプ(フル)その2(1) |
| 公開日 |
2017-05-20 |
| タイトル |
|
|
タイトル |
Does Market Size Structure Affect Competition? The Case of Small Business Lending |
|
言語 |
en |
| 作成者 |
Berger, Allen N.
| en |
Berger, Allen N.
Board of Governors of the Federal Reserve System
|
Search repository
Rosen, Richard J.
Udell, Gregory F.
|
| 寄与者 |
|
|
寄与者タイプ |
Editor |
|
|
姓名 |
Center for Economic Institutions, Institute of Economic Research, Hitotsubashi University |
|
|
言語 |
en |
| アクセス権 |
|
|
アクセス権 |
open access |
|
アクセス権URI |
http://purl.org/coar/access_right/c_abf2 |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
Banks |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
Small Business |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
Mergers |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
Relationship Lending |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
Size Structure |
| 主題 |
|
|
主題Scheme |
Other |
|
主題 |
Loan Prices |
| 内容記述 |
|
|
内容記述タイプ |
Other |
|
内容記述 |
Forthcoming, Journal of Banking and Finance |
|
言語 |
en |
| 内容記述 |
|
|
内容記述タイプ |
Abstract |
|
内容記述 |
Market size structure refers to the distribution of shares of different size classes of local market participants, where the sizes are inclusive of assets both within and outside the local market. We apply this new measure of market structure in two empirical analyses of the U.S. banking industry to address concerns regarding the effects of the consolidation in banking. Our quantity analysis of the likelihood that small businesses borrow from large versus small banks and our small business loan price analysis that includes market size structure as well as conventional measures yield very different findings from most of the literature on bank size and small business lending. Our results do not suggest a significant net advantage or disadvantage for large banks in small business lending overall, or in lending to informationally opaque small businesses in particular. We argue that the prior research that excluded market size structure may be misleading and offer some likely explanations of why our results differ. |
| 出版者 |
|
|
出版者 |
Institute of Economic Research, Hitotsubashi University |
| 日付 |
|
|
日付 |
2005-11 |
|
日付タイプ |
Issued |
| 言語 |
|
|
言語 |
eng |
| 資源タイプ |
|
|
資源タイプ識別子 |
http://purl.org/coar/resource_type/c_18gh |
|
資源タイプ |
technical report |
| 出版タイプ |
|
|
出版タイプ |
VoR |
|
出版タイプResource |
http://purl.org/coar/version/c_970fb48d4fbd8a85 |
| 関連情報 |
|
|
関連タイプ |
isPartOf |
|
|
関連名称 |
CEI Working Paper Series ; No. 2005-8 |
| 関連情報 |
|
|
|
識別子タイプ |
URI |
|
|
関連識別子 |
http://cei.ier.hit-u.ac.jp/index.html |
| 収録物識別子 |
|
|
収録物識別子タイプ |
NCID |
|
収録物識別子 |
AA11590659 |
| ページ数 |
|
|
ページ数 |
32 |
| JEL |
|
|
値 |
G21 |
| JEL |
|
|
値 |
G28 |
| JEL |
|
|
値 |
G34 |
| JEL |
|
|
値 |
L11 |